Glossary

Popular Search Terms

Adjudication

It’s the process of submitting a claim through multiple edits to ensure appropriate payment. When a claim is processed this way without any human interaction, it’s called auto-adjudication.

Administrative costs

It includes general administrative services such as billing, claims processing, and other expenses.

Allowable charge

Allowable charge is the fees on which plan deductibles, coinsurance, and maximums percentage are based, and dentists are reimbursed for the services rendered as per their agreement with insurer.

Approved amount

It’s the total cost that needs to be paid by you (patient) and member company.

Glossary of Dental Insurance Terms

Non-duplication of benefits

It’s a provision in dual coverage cases which describes the way the secondary insurer calculates its pportion of payment.

Non-participating

Dentists or dental professionals who do not participate in a particular dental program to provide their services are non-participating dentists.

Out-of-network

It covers the dentists who have not participated or enrolled or agreed to be a part of a particular program/organization to provide their service to its members.

Out-of-pocket costs

The cost that a patient pays which is not covered by his/her health insurance plan. It may include a copayment, a deductible, and any amount exceeding the plan’s maximum and optional services not covered by the plan.

Participating dentist

It covers the dentists who participate or agree to provide their services under a particular program/plan. See In-network.

Preauthorization

Preauthorization, also known as Prior authorization or prior approval, confirms a patient’s medical insurance coverage. Preauthorization allows a dentist to know if a particular treatment is covered by the patient’s insurance plan or not.

Predetermination/precertification

The percentage of the recommended treatment covered by the insurance company. It includes other specifics like how the insurance company will pay a claim and when dentist or the patient will receive repayment.

Pre-existing

A dental condition that existed before you enrolled in a dental insurance plan. Generally, a standard dental program do not exclude pre-existing conditions.

Preferred provider organization (ppo)

A dental fee-for-service plan that allows you to visit any dentist of your choice and provides financial incentives if you visit any in-network dentists with low service fees.

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